Corporations, banks and insurance companies are faced with the challenge of managing the growing liability and expense of their benefit plans. If structured properly, life insurance based products allow companies to improve tax-efficiency and risk-based-capital treatment of investments, offset the costs associated with employee benefit obligations, and provide attractive incentive programs for key executives.

Corporate (COLI), Bank (BOLI), and Insurance Company Owned Life Insurance (ICOLI) provide a compelling solution to improve a company’s financial position.