ALOC
The ALOC Facility is designed for companies that operate in industries that are required to post significant collateral for their Casualty insurance programs, thereby reducing their credit capacity, impacting liquidity and working capital.
Insurance Capital & Transactional Risk Solutions
Insurance Capital & Transaction Risk Solutions
Transactional insurance products facilitate M&A and other extraordinary transactions by transferring risks and indemnity obligations associated with contingent liabilities to an A-rated insurer in exchange for a premium.
These products encompass bespoke programs that improve and maximize the financial structuring of a client’s investment strategy. Vanbridge focuses on using both insurance and alternative capital to address these risks and facilitate transactions.
Our team brings deep industry experience in the transactional space, delivered with a personal, boutique-style approach. We are dedicated not only to expert negotiation of insurance solutions but also to strong claims advocacy when a policy is tested. Our brokerage and claims teams work in tandem on deal negotiation, new product development and claim settlement/resolution.
What Makes Vanbridge Different?
Our Team
We are fortunate to have a seasoned and multi-disciplined team, calling some of the original minds in transactional risk solutions our own. The team consists of professionals with insurance, financial, legal and litigation finance backgrounds, enabling us to structure solutions and offer meaningful perspectives when working with clients and their advisors and presenting risks for coverage.
Our Approach
The transaction team works collectively to examine complex issues and structure insurance solutions that remove obstacles, improve transactions and achieve the best outcome for our clients. The depth of knowledge and experience on our team, coupled with our senior relationships at all the leading insurance companies, assures our clients the best possible outcome on their placements.
Our Strategy
We think outside the box to find solutions that go beyond existing products. Financial transactions create unique, deal-specific risks that may not fit into the underwriting parameters of an existing product. We develop solutions using not only insurance capital but alternative capital resources as well.
Our Communication
Our team does not sit in silos with competing interests or separate P&Ls. We work collaboratively to get deals done both quickly and correctly.
Vanbridge offers a comprehensive suite of resources to address your transactional and business insurance needs. By leveraging our internal expertise, dedicated claims team, strong market relationships and long-standing history in the transactional risk marketplace, we support clients from the pre-submission phase up through claim resolution.
Specialized Focus
Mergers & Acquisitions
Secondary Transactions
Carveouts
Fund Inception/Formation, Operation and Exit
S-Corp Qualification
Consolidated Groups
Spinoffs
REIT Status
Renewable Energy Tax Credits
Tax Credits, generally
Transfer Pricing & Multinationals
Tax Exemptions
Tax Controversy/Ongoing Audit
Adverse Judgments
Judgment Preservation
Successor Liability
Litigation Funding/Principal Protection
Law Firm Portfolio Protection
Alternative Capital
Insurance Capital Solutions
Vanbridge’s Capital Solutions team solves risk-related issues utilizing insurance, alternative capital and structuring technology. With backgrounds in law, investment banking and insurance, our team bridges insurance and the capital markets, combining the best aspects of both to deliver risk solutions that are tailored to meet the specific goals of our clients and risk transfer partners.
Financing Solutions
We structure and place credit enhancement insurance products that enable non-recourse, asset-based financing from life insurers and banks. Asset types include:
Private Equity
Commercial mortgages
Corporate loans
Trade receivables
Project Finance
Capital Solutions
We assist property & casualty insurers, life insurers and banks in yield enhancement and other strategies that optimize their balance sheets through various insurance and reinsurance products:
Sidecar reinsurance with asset manager-sponsored reinsurers
Insurance to assist in the restructuring of capital-inefficient assets
Insurance to develop higher-yielding capital-friendly assets
Accessing alternative asset managers through tax and capital efficient corporate owned life insurance (COLI, BOLI and iCOLI)
Reps & Warranties Insurance
Reps & Warranties insurance (RWI) is a transactional risk solution that protects the Insured (typically, the buyer) from losses due to breaches of the seller’s representations and warranties in the transaction agreement.
Tax Liability Insurance
Tax Liability Insurance protects private equity firms, strategic investors, or other entities or individuals should a tax position fail to qualify for its intended tax treatment.
Contingent Liability Insurance
Contingent liability is a broad category of insurance solutions encompassing a variety of legal and regulatory risks, including litigation caps, judgment preservation, litigation financing, successor liability, antitrust review and similar scenarios.
Claims Coverage & Advocacy
Vanbridge is dedicated not only to expert negotiation of the policy terms and conditions but also to strong claims advocacy when a policy is put to the test, and we have successfully procured recoveries for clients in a number of complex transactional liability claims.