Risk and Insurance Due Diligence
Risk and Insurance Due Diligence
Vanbridge’s Due Diligence Consulting services involve a thorough investigation and assessment of the risks associated with an investment, as well as the insurance coverage in place to mitigate those risks. We help private equity firms make informed decisions, reduce potential financial surprises, and maximize the value of their investments.
Our initial analysis aims to uncover potential insurance, risk management, and legal issues that could impact the project’s overall value. Additionally, we explore opportunities for enhancing operational risk management and reducing expenses post-close.
Deal Screening
Review soon-to-be acquired company’s current insurance policies and uninsured risks
Purchase Agreement Evaluation
Loss History Initial Analysis
Discussion/Goal Setting
Assess uninsurable risks and identify customized solutions (Reps and Warranties, Environmental, Tax Liability, Successor Liability, Contingent Risk, Key Person and Other Deal Related Solutions)
Pre-Acquisition Due Diligence & Placement
Target Company Due Diligence:
P&L Impact: comparison of existing cost vs. pro-forma estimated costs
Coverage Analysis
Assess accrued insurance liabilities
Project future collateral needs
Evaluate current and historical programs
Uncover hidden liabilities
Develop solutions to eliminate or cap unforeseen risks
Develop a post-closing plan and integration strategy
Compliance Review
Provide A Focused Market Strategy:
Portfolio purchasing through proprietary programs and offerings
Preferred pricing with High-level access to A + rated carriers
Annual Benchmarking
International Capabilities / Expertise / Relationships
Post-Acquisition and Local Servicing
Target Company Post Diligence Implementation:
- Dedicated Project Manager and service team
- Broadened and Streamlined Coverage
- Improved leverage for more competitive pricing
- Integration Timeline action plan
- Open enrollment engagement
Central Oversight:
- Measurement-based performance reviews on a quarterly basis
- Risk Management Consulting
- HR & Wellness Consulting
- Pharmacy Consulting
- Customized Dashboards
- Actuarial Services